Who Is Foreclosing on Whom? Home Mortgage Lending and Foreclosures In Sioux F…

In this paper we combine Home Mortgage Disclosure Act (HMDA) data, information from the U.S. Census Bureau, and data from original mortgage loan documents obtained from Minnehaha County civil case files to investigate three empirical questions. First, which originating lenders in the 2004–2007 period had the largest number of mortgage loan foreclosure starts in the Minnehaha County portion of…